Advertising

I guess you could say advertising is a necessary evil, although it tends to be more evil than necessary. Case in point today. I was listening to the radio and an ad for a car dealer came on. "If we can't get you bank financing, we'll finance it ourselves. O.A.C."

Of course, O.A.C. stands for "On Approved Credit". So if the bank won't finance you, they will finance you provided you are a good credit risk. But if you are a good credit risk, the bank will probably finance you! So the only conclusions I can come to are (a) this is a scam and they don't actually finance anyone, or (b) they deal with a private lending agency that specializes in high risk credit (probably run by a guy named "Rocko" who handles collections personally).